Dr. Frank S. Skinner is Director-Undergraduate Academic Programmes at the ISMA Centre for Education and Research in Security Markets, located at the University of Reading. He is an associate editor for the Journal of Bond Trading and Management and has published in leading academic and practitioner journals including the Journal of Banking and Finance, Journal of Fixed Income, and the Financial Analysts Journal. He has taught on the General Certificate Programme for ISMA for many years. He completed his PhD in Finance at the University of Toronto and has held full time appointments in Canada and at the Stern School of Business in the US. His research is focused on debt markets and instruments, and is in demand as a speaker and a consultant for numerous organisations.